شاہ رخ خان اپنی بیوی سے نہ خوش .. ویڈیو دیکھیں

For the best insurance records, consider keeping a detailed list of the contents of your home and update it yearly. The list should include serial numbers, photos and descriptions of everything, even the fixtures. This will expedite the processing of any claim you may file and serve as documentation for your tax losses and deductions. The best way to make sure your list is accurate is to ask your insurance agent what he or she wants to see in a claim. For more expensive items like jewelry and costly electronics, you should consider separate coverage over and above the basic coverage of the items in your house (items that are likely depreciated yearly by your insurance policy). If you have a home office, you can get affordable business coverage to cover the equipment that you use for the business, rather than putting it under your basic home policy. (To find out which deductions can help your home office, read Don't Overlook These Broker Deductions.) Renting? You Still Need Coverage The insurance that your landlord carries will cover damages to the building, but not your possessions. Therefore, if you live in an area that's prone to natural disaster, you should consider renters insurance. Not all policies are created equal; if you get a bare-bones policy that just covers the replacement cost of your stuff, you will be missing possible coverage for the relocation to another area or the living costs while you wait for your apartment to be repaired. Renter's insurance can be pretty cheap, so shop around for the best policy and the best price. Reading 6 Good Reasons to Get Renter's Insurance can help you get started. Emergency Documents With the exception of your will, which should be kept by your attorney or at the local registrar's office, you should rent a safety deposit box for the originals of all other important documents. Keeping them in your home puts you at risk of having them stolen, destroyed in a fire, swallowed in an earthquake and so on. This includes everything from your home's deed to your marriage license. One good idea would be to make two extra copies of all of these documents and leave one set with your attorney or a trusted friend/relative. The second set will be placed in your emergency kit. (For more, see Three Documents You Shouldn't Do Without, Protecting Your Financial Documents from Disaster and Building an Emergency Fund.) Emergency Kit and Your Wish List An emergency kit is a small and compact package of things that you want to bring with you in the event that you and your family need to flee from a disaster. Your emergency kit should be a box small enough to run with. Making a pack that is waterproof with a lock would be a plus, but a child's plastic lunch box will do in a pinch.

DOwnload And Watch Video From Here

=Download and Watch HD Video Here=