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Send Copies of Your Will to Your Estate Administrator Once your will is finalized, signed, witnessed and notarized, you'll want to make sure that your estate administrator gets a copy. You should also keep a copy in a safe-deposit box and in a safe place at home. 13. Visit a Financial Planner or an Estate Attorney While you may think that you've covered all avenues, it's always a good idea to have a full investment and insurance plan done at least once every five years. As you get older, life throws new curveballs at you, such as figuring out whether you need long-term care insurance and protecting your estate from a large tax bill or lengthy court processes. Tips like having an emergency medical contact card in your purse or wallet are little things many people never think of that an expert can help you learn. If you're not looking to spend the money for professional help – or want to minimize what it costs – reading can help you begin to get your financial plan and estate in check. Start with Investopedia's tutorial Become Your Own Financial Advisor. Then read Estate Planning Basics and In-Depth Guide to Estate Planning for specific help on the estate-planning aspects. 14. Initiate Important Estate-Plan Documents Procrastination is the biggest enemy to estate planning. While none of us likes to think about dying, the fact of the matter is that improper or no planning can lead to family disputes, assets going into the wrong hands, long court litigations and huge amounts of dollars in federal tax. At minimum, you should create a will, power of attorney, healthcare surrogate, and living will – and assign guardianship for your kids and pets. If you're married, each spouse should create a separate will, with plans for the surviving spouse. Also make sure that all the concerned individuals have copies of these documents.

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